Along with high aspirations at this stage of life, individuals and families tend to have high expenses related to owning a home, raising children and possibly caring for elderly parents. Our team offers a wide range of financial services to help you balance immediate needs with those for the future.
Cash and Credit Management Services
To help you minimize the cost of borrowing and accelerate your savings, we have established a program that gives you access to some of the best available rates for mortgages, lines of credit, savings accounts, GICs and other banking services. We will map out a full cash and credit management plan that incorporates and addresses all your needs.
Based on a personal assessment, our IPC team will tailor a portfolio to your risk tolerance, time horizon and investment objectives. Because we do not use “in-house” managers, we are uniquely positioned to objectively select the most suitable specialists in the industry to manage the various components of your portfolio. Once established, your portfolio will be monitored to ensure it continues to meet your needs as your life evolves.
Similarly, we will use a disciplined approach to create a separate plan to save for your children’s post-secondary education. As part of this service, we will help you estimate the costs and take advantage of government grants and other sound strategies to tax-effectively build savings and eventually withdraw funds for your children’s education.
Retirement Planning Service
While it may be tempting to put off planning for retirement due to more pressing demands at this time of life, the facts are undeniable: the earlier you begin to invest, the easier it will be to achieve your dreams. Our team has designed a system to help you create a realistic retirement plan and save for your golden years.
At this stage, you likely have loved ones who are dependent on you for their financial security now and into the future. Our team can identify the potential risks in your life, and recommend insurance solutions to protect you and your family in the event of a sudden disability, critical illness or accident. In addition, we can help create an overall plan that will help reduce tax, maximize your estate and ensure a smooth transfer of assets to your heirs.
If you would like more information on how we can help you live your dream, click here to arrange an initial consultation.
We produce our own investment newsletter every month, IPC’s Intelligent Investor. If you would like to be on our email list to receive a copy, contact us.
Disclaimer: The information contained herein is for BC residents only and does not constitute an offer to sell or solicit sales in any other Canadian or foreign jurisdictions.